Map: Car insurance costs rise in France - see the average in your region
Multiple studies show that costs are rising by around 5% year-on-year, with major differences by region and vehicle model
The cost of car insurance can vary greatly depending on where you live
Deemerwha studio / Shutterstock / Datawrapper
Car insurance costs are continuing to rise in France after an average increase of 5% in 2024, with considerable differences seen across regions, new figures suggest.
In its annual car insurance barometer, comparison site LeLynx.fr said that the 2024 trend has been continuing this year, with a 5% rise already observed in the first part of 2025.
A similar study, by competing comparison tool Assurland, found a similar trend, with costs rising by 6% on average compared to 2024. Yet another study, by insurance site Leocare, found the same, estimating rises at between 4-6%.
Car insurance depends on several key criteria, including the driver’s region of residence.
Car insurance cost by region
The average cost of insurance nationwide is €545 per year, said LeLynx, while Assurland put this average between €634-672 depending on criteria.
Yet, different regions and cities can vary considerably by cost, both LeLynx and Leocare showed.
The most expensive regions and their cities
The 10 most expensive cities are, unsurprisingly, in the most expensive regions.
Corsica: €661 on average per year. Leocare found that Ajaccio was the most expensive city, at €831.72 per year.
Provence-Alpes-Côte d'Azur: €624. LeLynx found that Marseille’s average was €805 per year, while Leocare found slightly less, at €787.80. Leocare found that Antibes was €679.80, and Nice €678.12.
Île-de-France: €602, with Blanc-Mesnil at €678.60, Argenteuil at €676.44, Saint-Denis at €673.56, Cergy at €673.44 and Noisy-le-Grand at €671.76
Auvergne-Rhône-Alpes: €553, with Vénissieux at €668.28
The rest of France by region
Car insurance cost by vehicle model
The model of car can make a significant difference too, the barometer shows.
The five cheapest to insure are shown below, according to LeLynx and Assurland. Their figures differ slightly, but overall find similar trends.
Assurland also states that Mitsubishi is among the cheapest to insure, at €512.
In contrast, the five most expensive brands to insure are:
Mercedes: €932 (LeLynx), €868 (Assurland)
Land Rover: €926, €875
Tesla: €981, €949 - with average insurance costs having increased by 21% in one year.
Audi: €944, €841
Porsche: €1,019, €1,241
Porsche was the only brand to exceed €1,000 on average in LeLynx’s comparison, while Assurland found that premiums also exceeded this threshold for some BMW models, at €1,052.
Car insurance cost by age
Younger drivers are always required to pay more, as they build up their no-claims record, with drivers under age 25 particularly hard hit.
More younger drivers entering the market - due to the lowering of the minimum licence age to 17 - is partly a reason for the increased premiums, said Assurland.
LeLynx found a similar trend, concluding: “Young drivers under the age of 25 paid an average of €939 for car insurance in 2024. This is almost double (89% more) the premium of €494 paid by drivers over the age of 25.”
Assurland also said that increased claims due to extreme weather and damage caused by hail and flooding had pushed prices up.
“All these factors together have led to this generalised average increase,” said Olivier Moustacakis, co-founder of Assurland.
