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Loan

France eases mortgage rules to allow more loans of 27 years

Extra flexibility is also being given to banks in bid to boost number of loans given to first-time buyers

Interest-free property loans to be available to more buyers in France

Millions more people may be eligible with more money on offer and hundreds more communes qualifying

Do personal credit ratings exist in France?

It is advisable in France as elsewhere to try and avoid 'payment incidents'

practical

Breton town’s plan to offset second-homes with cheaper main homes

Our French property update also looks at an insurance warning, energy ratings and mortgages and the popularity of 10m² Paris apartment for rent at €610 a month

Am I eligible for an interest-free loan to help buy a French property?

We look at who can apply for the prêt à taux zéro (PTZ)

France property news: Interest rate rise, tax row, MaPrimeRenov’ woes

We also look at a French town’s €500-a-day fines for illegal building work and a new water bill obligation for landlords

Is it better to lend to grandchildren in France or to make gifts?

There are pro’s and cons when it comes to these options, but you should be aware of the tax and declaration implications

An Assurance Vie opens doors to flexible loan borrowing in France

Partner article: Daniel Butcher of DTB Wealth Management explains the ‘Lombard’ loan opportunity of borrowing against investments in an Assurance Vie

Can I get a mortgage to fund renovation works in my French house?

There are various ways to fund your renovations in France, we take a look at some of them.

Property renovation: new 0% loan to top-up French ‘MaPrimeRénov’ grant

The interest-free loan is designed to boost the existing state grant for eco-friendly updates to your property

Capital release: start-up claims to have solution for French property

Dillan says it is the only firm in France to now offer a ‘second mortgage’ after seeing a gap in the French lending market

Nine changes for residents in France in June 2022

Tax declaration deadlines, legislative elections, greater life insurance tariff transparency and changes for people unable to open a bank account

Boom in business at France’s ‘official’ pawnshops: How do they work?

The 49 shops are public institutions and are seeing a sharp rise in users

France to offer €30,000 loans to help buy hybrid or electric vehicles

The zero-interest loan will be available to people who live and work in certain low-emission zones from next January

Have French mortgages been suspended?

In the UK mortages are being suspended for three months - is France doing the same?

What lockdown help is there for businesses in France?

The French economy minister has said financial support will be “even stronger than during the first confinement”

Restaurants say French Covid curfew will force closure

The government has not ordered restaurants to close, but owners say they will have to anyway.

How firms can get state-guaranteed Covid loans in France

If your business is short of money following the coronavirus pandemic, you have until the end of the year to apply for a state-guaranteed loan.

New mortgage rules could mean fewer new houses

Instructions from the Banque de France to banks to tighten lending conditions for home loans may dampen the market in 2020

Do equity release loans exist in France?

Do equity release loans exist in France? D.M.

French court wipes out solar panel loans

Banks will have to write off solar panel installation loans after the highest appeal court said they had not done proper checks on work or contracts.

Can I renegotiate a French 'prêt viager' rate?

Can you renegotiate equity release loan rates if levels drop? J.B.

Loan arranger aids freelancers in need

Many freelance workers know only too well how hard it can be to secure even the smallest of loans.

Equity release in France - advice vital

Thank you for your piece on the unfortunate story of Penny Stevens ( Equity release loan: the rates did not work for me , The Connexion, February 2019).

Equity release loan: ‘The rates didn’t work for me’

Connexion often receives requests for information about equity release in France. We talk to a reader in Brittany who says she gave up on it (twice) because it was too bad a deal

Low-rate loans to ease renovations

Anyone planning home improvements such as a garden workshop, new kitchen or rewiring a house can get a loan for up to €75,000 with lower-than-normal interest rates through a prêt travaux or crédit travaux .

Owners ‘save €6,300’ in mortgage cover ruling

Property owners could save thousands over the term of their mortgage

Bank credited wrong account

We have three accounts with a high street bank: personal, business (farm) and a GFA (an agriculture-based investment scheme). We sold some cows and had a cheque for €20,000. We filled in a paying-in slip to put it in the personal account. They decided to credit it to the GFA one then took the money to pay off a loan that was overdue. They have agreed to return half to the account that should have been credited. Yes there was a debt on the GFA account (we had made offers to make payments) but were they acting legally by crediting the cheque to an account other than that specified? S.P.

Will loan payments pose problem?

I am preparing to apply for French citizenship. One section of the form relates to income. Part of my income is from a loan repayment from a limited company: it is not declared in the UK or France. If the examiners of my application compare French bank statements with French tax returns, they will see a difference – could it pose a problem? G.P.

Loan

France eases mortgage rules to allow more loans of 27 years

Interest-free property loans to be available to more buyers in France

Do personal credit ratings exist in France?

Breton town’s plan to offset second-homes with cheaper main homes

Trending

Best places to live in France for over-60s, according to new ranking

Great white shark seen in waters off south of France

Electric ants spotted in south of France for second time

EES: What are next steps for EU’s new digital border checks?

Why bank cards are changing in France

Where is snow now expected in France this week?

Ryanair threatens to end flights to ten regional French airports over tax plan