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Viager

Buying and selling a home in France: What is the viager system?

France has an unusual way of buying and selling a home based on estimates of the seller’s life expectancy. In many cases it is the only realistic way for homeowners to release equity from their property

New kind of French viager property equity release is ‘less morbid’

Traditional ‘en viager’ deals allow sellers to live in their homes until they die, while buyers bet on their life expectancy

Best value heating options, renovation issues: French property updates

We also look at an app which warns of impending power cuts, the pensioner ‘conned’ into an unfair sale and a municipal chateau that locals cannot bear to get rid of

practical

Capital release: start-up claims to have solution for French property

Dillan says it is the only firm in France to now offer a ‘second mortgage’ after seeing a gap in the French lending market

‘Viager’ buyer accused of murdering owner to get French property early

The former firefighter is said to have caused the 92-year-old woman to choke to death on a piece of cake

Releasing equity from a French property: Viager mutualisé

An alternative to the traditional ' viager' sale for older people looking to release money from their French homes is the ' viager mutualisé'

Location, location rules in France’s viager market

The market for selling properties en viager is growing steadily – partly as a result of an increasing number of sales to viager mutualisé funds.

Can I renegotiate a French 'prêt viager' rate?

Can you renegotiate equity release loan rates if levels drop? J.B.

Equity release in France - advice vital

Thank you for your piece on the unfortunate story of Penny Stevens ( Equity release loan: the rates did not work for me , The Connexion, February 2019).

Is en viager sale advisable?

I am considering selling my house en viager (to receive a lump sum and monthly payments until my death) but I’m not sure if it is safe or advisable. Should I speak to a notaire for advice and, if so, are some more specialised in this? Equally for estate agents? D.T.

Viager

Buying and selling a home in France: What is the viager system?

New kind of French viager property equity release is ‘less morbid’

Best value heating options, renovation issues: French property updates

Capital release: start-up claims to have solution for French property

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‘Viager’ buyer accused of murdering owner to get French property early

Releasing equity from a French property: Viager mutualisé

Location, location rules in France’s viager market

Can I renegotiate a French 'prêt viager' rate?

Equity release in France - advice vital

Is en viager sale advisable?

Equity release loan: ‘The rates didn’t work for me’

Is 'equity release' possible in France?

Viager: release money from your French property

Viager may be a way to fund living to a ripe old age

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